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In many cases, standard auto insurance policies do not include coverage for rodent damage. This exclusion can leave policyholders in a bind, especially when faced with costly repairs.
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Understanding Fitment: Custom vs. Universal Covers
The availability of these options depends on the rental company's policies and local regulations in different countries. Some rental agencies may require customers to purchase their insurance plans before allowing them to drive off-site, while others might offer optional upgrades at checkout. It's essential to review these options carefully and choose what best fits your needs without overpaying for unnecessary coverage.
1 Standard liability insurance does not cover damage to your own vehicle, including pothole damage. However, comprehensive coverage is designed to protect against non-collision incidents like potholes, theft, vandalism, and natural disasters. If you have comprehensive coverage as part of your policy, you are likely covered for repairs resulting from pothole damage. It's important to verify this coverage with your insurance provider.
